YOUR PERSONAL DECISION TO INVEST
A decision to invest in a company is a personal decision by you and no responsibility for the consequences of that decision is accepted by Heritage Crowd Ltd (“Heritage Crowd”) or Share In Ltd (“ShareIn”) or by any of its partners, directors, agents, employees or other members. To invest through the Heritage Crowd Platform you need to understand the following important risks:
1. YOU ARE NOT COVERED BY THE FINANCIAL SERVICES COMPENSATION SCHEME
When your capital is invested it is not covered by the Financial Services Compensation Scheme. Before it is invested or once the proceeds of investments are returned, your money will be held by the money recipient in a client account and subject to separate protections applicable to credit institutions and banks.
2. LOSS OF INVESTMENT
Investments, whether in new or existing businesses, carries high risks as well as the possibility of high rewards. Accordingly, each investor should consider very carefully whether such investments are suitable in the light of their own personal circumstances, commitments and available financial resources. Engaging in any investment activity may expose you to a significant risk of losing all of your investment. If a company fails, it is likely that you may lose all, or part, of your initial investment and receive no outstanding or future interest payments and neither the company nor Heritage Crowd will pay you back your investment.
As an investor you should be aware that no established market exists for the investments shown on the investment platform, and such investments are not easily realisable. It must be appreciated that there could be difficulty in selling such investments at a reasonable price and, in some circumstances, it may be difficult to sell them at any price.
4. DIVERSIFY YOUR PORTFOLIO
Diversification by spreading your money across different types of investments should reduce your overall risk of financial loss. We highly recommend investors do this to maintain a balanced portfolio. Investors should also consider avoiding putting their money in the same investment as immediate family members. Investors should only invest a proportion of their available investment funds via the investment platform due to the high risks involved.
Heritage Crowd recommends that you take your own tax advice on any investments which you make via the investment platform. Please be aware that Heritage Crowd does not provide tax advice.
Heritage Crowd does not provide advice or make personal recommendations. If you are in any doubt about the action you should take or the contents of a particular Offer Document, you should seek advice from an independent financial advisor authorised under the Financial Services and Markets Act 2000.
7. PAST PERFORMANCE
Past performance is not a reliable indicator of future performance. You should not rely on any past performance as a guarantee of future investment performance.
Heritage Crowd is a private limited Company registered in England and Wales under number 11158423 and is an appointed representative of Share In Ltd (Firm reference number 603332), which is authorised and regulated by the Financial Conduct Authority (FCA) . We are also registered with the UK Information Commissioner's Office with the registration number ZA327820.
The relevant Offer Document will cover risks specific to an individual investment. Please consider all risks before investing and read the relevant Offer Document for each investment. Investment promoted by Heritage Crowd are not readily realisable and are not subject to protection from the Financial Services Compensation Scheme (FSCS). Past performance is not a reliable indicator of future performance. Please note that capital is at risk and returns are not guaranteed.