A bond is a simple debt instrument, sometimes referred to as a fixed interest security or a Non Readily Realisable Security (NRRS). As Heritage Financial Holdings plc will invest in a portfolio of projects that have demonstrable asset value and strong predicted future earnings, some of the risk is reduced making it more suitable for debt-based crowdfunding. A copy of the draft Bond Certificate and notes to explain financial terms can be found in the Bond Offer Document. 

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